There have been doomsday “prophecies” that the Baby Boomer generation will bankrupt the Social Security system. That the influx of Baby Boomer retires will drain the Social Security fund of all of its money and that the system will go broke, leaving future generations to fend for themselves. How much of this is true? Just exactly how are the baby boomers affecting Social Security Disability and the Social Security programs as a whole?

In the past, it wasn't always easy for a disabled individual to obtain work in our nation's workforce. In fact, with today's fierce competition for almost any type of job that becomes available, the ability for a disabled individual to obtain gainful work is even more challenging. In seven states, however, finding jobs for the disabled may soon be easier than it has been in recent years. Seven different states, including Hawaii, California, Ohio, South Dakota, Tennessee, Washington and Wisconsin, have all received grants to improve employment opportunities for their disabled residents.

Rick Perry may believe that his views on Social Security are founded in sound logic, but the truth of the matter is that his beliefs couldn't be further from the truth. The Texas governor had no problem bashing the Social Security system, calling it a “Ponzi Scheme” and a “monstrous lie to our kids,” but the truth is that the Social Security System is a viable and sustainable program that can support the nation's elderly and disabled if proper changes are made.

While Social Security Disability fraud is not a new concept or a topic that has never been raised in the past, widespread fraud across an entire region has never really been an issue that the Social Security Administration has had to deal with – until now.

Allegations of widespread Social Security fraud in Puerto Rico have resulted in an investigation by the SSA's inspector general. Exactly what are these allegations and why did the inspector general need to get involved?

A pharmaceutical plant in Puerto Rico was recently closed and 300 workers were laid off. An astonishing 290 of these workers went on to file for disability benefits. Even more alarming was the fact that all 290 of these workers used the same doctor to file for benefits, according to The Wall Street Journal. Could it possibly be that these laid off workers all lived near the same doctor? Unfortunately not. In fact, the workers lived quite far from the doctor who was handling the disability claims.

To make matters even more concerning is the fact that in 2010, benefits were awarded to more than 63 percent of the initial disability applicants in Puerto Rico – a ratio that is much higher than the rest of the nation. In fact, the rest of the nation has an average approval rate of just over 30 percent for initial Social Security Disability claims. This means Puerto Rico has managed to more than double the approval rate of the nation's average.

To put things into better perspective, out of the top ten U.S. zip codes for disabled workers who are collecting Social Security Disability payments, nine of those zip codes are located in Puerto Rico – not to mention the fact that disability approval rates have more than doubled in recent years within the territory. Beginning to see a pattern?

While it is true that U.S. states and territories are allowed to make their own determinations as to who and who is not awarded disability benefits (as long as those decisions adhere to the SSA's guidelines), Puerto Rico may need to be reminded that SSDI is, after all, a federally-funded program. The territory is not at liberty to make its own guidelines or approve people for Social Security Disability benefits if those individuals are not indeed completely disabled.

When the high approval rates and the alarming issue involving the 290 pharmaceutical plant workers came to light, the Office of the Inspector General realized that an investigation needed to be launched to see if widespread fraud was occurring – regardless of whether that fraud is on part of the doctors, the applicants or even the Social Security staff.

As of now, the investigation into these disability approvals is ongoing and no one yet knows what has caused the alarmingly high approval rates in Puerto Rico. The SSA is, however, determined to get down to the bottom of the matter. If fraud is indeed discovered, we are sure to hear more about who was at fault and the ramifications that those individuals will be facing in the future.

In a world where everyone seems to be talking about Social Security budget cuts and politicians seem all too willing to hack away at the Social Security program, it is nice to see someone with a different outlook – someone who actually wants to help Social Security rather than destroy it.

As Social Security seems to be facing continuing serious financial crisis, there is just no room to be paying out on fraudulent Social Security Disability claims. Unfortunately, fraudulent claims do not seem to be disappearing anytime soon. In fact, a new case was recently reported in which an Ogallala, Nebraska man was indicted by a Federal Grand Jury for lying to the Social Security Administration. Exactly what did this man lie about and what harm has he done?