If you or a loved one is applying for Social Security benefits, you may be terminally ill. Fortunately for your family, there is a lump sum death benefit available for your family in the instance of your passing.
A lump sum death benefit is given to a surviving spouse, child, or dependent parents in the instance of a Social Security Disability Insurance (SSDI) recipient passes away while on Social Security benefits. This is a one-time payment of $255.
Supplemental Security Income (SSI) recipients are not eligible for a lump sum death benefit. This is because SSDI benefits are awarded to people who worked throughout adulthood and paid taxes, while SSI is only for the most financially needy.
In addition to receiving a lump sum payment of $255, beneficiaries may also receive any pending back payments upon the passing of a spouse or parent. Family members cannot receive any monthly payments that a recipient would have been entitled to.
A lump sum death payment is only available to people who have been approved for Social Security disability benefits. If you haven't started your application yet, your family may not be able to receive any payments if you are to pass away. One of the best ways to get the application process started is by contacting a Social Security disability advocate or attorney. He or she can help you apply and receive the benefits you and your family need.
