DIB (disability insurance benefits) Insured Status Computation Online is an online calculator available when you’re logged into your my Social Security account. If you don’t have a my Social Security account, you can create one on the SSA’s website. It provides reports whether or not you’re applying for benefits as long as you’ve worked a job that pays into Social Security.
The report contains details such as name, annual earnings, work history, and start and end dates for previous or current Social Security Disability Insurance (SSDI) or Supplemental Security Insurance (SSI) enrollments. However, unlike other reports the SSA generates, the DISCO doesn’t calculate potential Disability or Retirement benefits that could be earned.
DISCO reports are used mainly by the SSA themselves. They’re crucial when applying for Social Security Disability benefits because they include all of your previous jobs that paid into Social Security, your income from each job, and the dates you started and ended at each job.
You need to check your DISCO over and make sure everything on it is correct. This is the only summary of wages the SSA accepts when they are reviewing your application for benefits. A mistake could cause you to lose money you are entitled to or make you ineligible for benefits. The SSA then decides how much money they will pay you each month in benefits based on what’s reported in your DISCO.
If you have any questions regarding your application or DISCO, you always call the SSA Monday through Friday 7 a.m. to 7 p.m. at 1-800-772-1213 (TTY 1-800-325-0778), visit your local office, or go online to the SSA’s website.
