Blog posts

A medical condition has developed that prevents you from working and thus, generating an income to take care of basic daily living expenses. The symptoms of the medical condition have gotten worse over time. How do you address living with what appears to be a disability? The answer is by applying for disability benefits. Under a program managed by the Social Security Administration (SSA), you might qualify for financial assistance to make up for the loss of income. Should you apply for Social Security Disability Insurance (SSDI)?

There are hundreds of medical conditions recognized as disabling by the Social Security Administration (SSA). The SSA uses a medical guide, which is called the Blue Book, to detail medical conditions and specific criteria that must be met for a claim to be approved. All the medical conditions in the Blue Book qualify for Social Security Disability benefits. Here is a closer look at qualifying for disability benefits.

Those with genetic or inherited disorders are eligible for Social Security Disability benefits if they meet specific conditions. One of these is not being able to work for at least 12 months due to the genetic or inherited disorder. The other is the medical evidence that supports the sufferer’s inability to go to work.

According to the United States Department of Health and Human Services, 25 percent of Americans live with some type of disability.

Living with a disability can make it difficult, if not impossible to hold down a steady job, especially if the disability generates severe symptoms.

If you live with a mental or physical disability, you might qualify for a safety net program called Social Security Disability Insurance (SSDI).